Housing Service

Housing Service

Finding affordable housing can be a challenge. A number of benefits and information exists that can help veterans find new housing or keep existing housing. 

Below are links that help veterans, transitioning military, and their families find homes in the Middle Tennessee area. If you are trying to purchase a home, find affordable housing, or keep from losing your current home, these resources can help. Check out the links. If you need help accessing this information, please contact us. 


Find information on agencies and programs that specialize in offering rental assistance to Nashville and Davidson County individuals. The organizations listed on this page are all committed to providing or referring people to emergency rent help, low income housing, or helping with expenses such as security deposits or moving expenses.

The Great Choice Home Loan program was designed to help first-time homebuyers overcome these common obstacles:

  • Not enough savings for a down payment
  • Uncertain how the home-buying process works
  • Worried you won’t qualify for a home loan
  • Concerned about high-risk, “gimmick” mortgages


THDA celebrates and honors the men and women who serve in our country’s military with the Homeownership for the Brave program.

Homeownership for the Brave is a type of Great Choice Home Loan that offers financial assistance along with these added benefits:

  • Reduced interest rate by half percentage point (0.5%)
  • Waive requirements to be a first-time homeowner in all areas of Tennessee
  • Borrow up to 100% of home’s purchase price with a VA-backed loan or 96.5% with FHA or USDA-RD loans

Are you anticipating a change to your mortgage that will be too expensive for you? Do not ignore the situation, act now. THDA has provided training to many organizations across Tennessee that will provide free and confidential counseling about your options. Please do not delay.

TNHousingSearch.org is a free housing resource to help you find the right home for your needs and budget. 

The New Start Loan Program is designed to promote the construction of new homes for low and very low income Tennesseans. The New Start Loan Program is delivered through non-profit organizations (the “New Start Program Partner” or “Program Partner”) with established programs for the construction of single family housing for low and very low income households. The New Start Program Partner is responsible for selecting the homebuyer, determining eligibility, constructing the home, providing homebuyer education, and originating the New Start Loan.

The purpose of the Tennessee Housing Trust Fund (THTF) is to serve the housing needs of low- and very low-income, elderly and special needs Tennesseans. Funds, provided through Tennessee Housing Development Agency are awarded to nonprofit organizations, cities, counties, Development Districts, Public Housing Authorities, and other departments of State government.

The Low-Income Housing Tax Credit is a credit against federal income tax liability each year for 10 years for owners and investors in low-income rental housing. The amount of tax credits is based on reasonable costs of development, as determined by THDA, and the number of qualified low-income units.

THDA has authorized the allocation of Multifamily Tax-Exempt Bond Authority to local issuers for multifamily developments. Multifamily Tax-Exempt Bond Authority is available for developments that will close permanent financing by the date specified in the Commitment Letter.

Homeowners qualifying for the Tax Freeze Program will have the property taxes on their principal residence frozen at a base tax amount, which is the amount of taxes owed in the year they first qualify for the program. Thereafter, as long as the owner continues to qualify for the program, the amount of property taxes owed for that property will not change, even if there is a property tax rate increase.

Property tax relief for disabled veterans that meet the criteria on the website.  

The THP Program is provided for men and women Veterans dealing with controlling issues who have asked for help. Our holistic approach utilizes a home setting providing a safe, structured and secure environment. Daily participation in supportive meetings is required. As a member of the program, Veterans learn to reestablish a responsible lifestyle, contribute to the upkeep of a home in a neighborhood, create an individual budget and savings plan, live with other Veterans in a supportive environment, gain employment by developing successful work habits, participate in community service and recreational activities and develop interpersonal relationships. Professional case management is provided on a 1:10 ratio.

The SSVF Program is designed for Veterans earning less than 50% of the area median income and who are in danger of losing their housing, or are homeless and want housing. Most SSVF eligible Veterans and their families have unsuitable housing and/or unfavorable financial or legal histories which present barriers to housing. Based on need, SSVF can provide or facilitate financial empowerment training, job readiness training, employment assistance, legal aid, transportation services, as well as assistance with utilities and deposits.

After establishing that you are eligible, you will need a Certificate of Eligibility (COE). The COE verifies to the lender that you are eligible for a VA-backed loan. This page describes the evidence you submit to verify your eligibility for a VA home loan and how to submit the evidence and obtain a COE.

Information and resources from the Nashville Mayor's Office. 

Wells Fargo is partnering with Affordable Housing Resources, Inc., a local nonprofit, to provide down payment assistance and help you make homeownership a reality with the NeighborhoodLIFT®program.

Register today to attend the free NeighborhoodLIFT event in the Nashville area and get the information you need to put you on the path to becoming a homeowner for the first — or next time. And see if you're eligible for a $15,000 down payment assistance grant to buy a home in the counties of Davidson, Rutherford, Sumner, and Wilson.

VA provides grants to Servicemembers and Veterans with certain permanent and total service-connected disabilities to help purchase or construct an adapted home, or modify an existing home to accommodate a disability. Two grant programs exist: the Specially Adapted Housing (SAH) grant and the Special Housing Adaptation (SHA) grant.

The Office of Mayor Megan Barry is committed to working collaboratively with government agencies and community-based organizations to advocate and coordinate services for Veterans in Nashville. At last count, nearly 700 Veterans work for Metro Government and roughly 37,000 Veterans live in Davidson County, the second largest amount in Tennessee. Join us in empowering Veterans and their families and learn more about some of what we are doing to serve our Veterans.